Published: March 20, 2026
California’s home insurance market is facing a defining moment. With major carriers continuing to exit the state, non-renewals at an all-time high, and homeowners in wildfire-prone areas left with few — if any — viable options, the need for innovative solutions has never been more urgent. It is a market in crisis, and it is one that demands leadership, expertise, and a willingness to do things differently.
In Episode 2 of the I’m Just Sayin’ Podcast, host Robbyn Battles sits down with Robert Feldman, CEO, President, and Co-Founder of WOWS Insurance Services, for a timely and informative discussion on the state of California’s insurance landscape and what is being done to change it. Robert brings a level of depth and clarity to this conversation that is rarely found in mainstream discussions about the insurance crisis.
Throughout the episode, Robert speaks candidly about the systemic issues that have led the industry to its current state from the oversaturation of high-risk markets to the growing gap between rebuild costs and existing policy limits. What sets this conversation apart is the focus on solutions. Robert walks through how WOWS Insurance Services was built specifically to address what traditional carriers have been unable, or unwilling to solve. From proprietary risk-spreading strategies and AI-driven predictive modeling to fully transferable policies that bring real value to both homeowners and real estate professionals, WOWS is not simply responding to the crisis — it is actively building the framework for what the future of home insurance in California needs to look like.
Robert also highlights the critical role that fire hardening plays in shaping a property’s insurability, offering practical guidance on how homeowners can take meaningful steps to reduce risk, improve their coverage options, and protect the long-term value of their investment. It is the kind of informed, actionable perspective that brokers, real estate professionals, and homeowners alike need to hear.
If you work in real estate, insurance, or simply own a home in California, this episode is required listening. The market is changing — and WOWS Insurance Services is leading the way.
Watch the full episode of the I’m Just Sayin’ Podcast here: Youtube | Spotify | Apple Podcasts